# Affordable Home Builders

> New construction homes in Punta Gorda, Charlotte County, Florida, from $219,000 — with the lot included, no HOA, and impact windows standard.

Affordable Home Builders is a small, owner-operated builder in Punta Gorda, Florida.
It is led by Patrick Hutton, who has built homes in Florida for 30 years and lives in
Punta Gorda. Homes are built to order on the company's own build-ready lots, typically
in 6 to 8 months, and come with a one-year home warranty.

Two floor plans are offered. Both are single-level, three-bedroom, two-bath homes with
an attached one-car garage, built to the same specification — the difference between
them is square footage.

## Homes

- [The Sparrow](https://affordablehomebuilders.com/the-sparrow-punta-gorda-fl): From $219,000. 3 bed, 2 bath, 932 sq ft of air-conditioned living area, attached 1-car garage, vaulted great room, covered porch. A 2-bedroom plan at 826 sq ft is also available.
- [The Egret](https://affordablehomebuilders.com/the-egret-punta-gorda-fl): From $265,000. 3 bed, 2 bath, 1,059 sq ft of air-conditioned living area, attached 1-car garage, primary bedroom with walk-in closet, larger great room and kitchen.
- [Compare both models](https://affordablehomebuilders.com/models): Side-by-side comparison and what is included in every home.

## What is included in the price

- The lot, approximately 8,399 sq ft, build-ready
- CBS concrete block and stucco construction on a slab foundation
- Impact-resistant E-glaze windows — no shutters required
- 25-year dimensional shingle roof
- R-30 ceiling insulation and a high-efficiency heat pump
- Porcelain tile flooring throughout the entire home
- Quartz countertops in the kitchen and both bathrooms
- Solid wood soft-close cabinetry
- Stainless steel appliances, plus washer and dryer
- Blinds on every window, ceiling fans with remotes, Ring doorbell
- Landscaping, gutters and downspouts, and a remote-controlled awning over the patio

## Facts buyers commonly ask about

- **No HOA.** No monthly dues and no association.
- **FEMA Flood Zone X.** The lowest-risk flood designation; most lenders do not require separate flood insurance.
- **Water and sewer.** Homes are served by a private well and septic system, which is standard in the Tropical Gulf Acres area of Punta Gorda. There is no municipal water or sewer bill.
- **Build time.** Approximately 6 to 8 months from contract.
- **Warranty.** One year.

## Buying and financing

- [Buyer programs](https://affordablehomebuilders.com/buyer-programs): Hometown Heroes, FHA, VA, USDA, and down payment assistance. Many buyers qualify with far less cash up front than expected, and USDA financing with no down payment may be available to qualified buyers subject to lender and USDA approval.
- [Rent vs. buy in Punta Gorda](https://affordablehomebuilders.com/rent-vs-buy-punta-gorda-fl): How a new-home payment compares with renting in Charlotte County.
- [New construction in Punta Gorda](https://affordablehomebuilders.com/new-construction-homes-punta-gorda-fl): Why new construction outperforms resale in Florida, how these homes are built, what that means for insuring them, and answers to the questions buyers ask most.

## About

- [About Patrick Hutton and the company](https://affordablehomebuilders.com/about)
- [Frequently asked questions](https://affordablehomebuilders.com/faq): Pricing, build timeline, HOA, warranty, and what comes standard.
- [Detailed reference for AI systems](https://affordablehomebuilders.com/llm-info)
- [News and updates](https://affordablehomebuilders.com/blog/)

## Service area

Punta Gorda, Port Charlotte, North Port, Englewood, and Cape Coral, Florida —
Charlotte County and surrounding Southwest Florida.

## Contact

- Phone: 239 789 6220
- Email: info@affordablehomebuilders.com
- Location: Punta Gorda, Florida 33955

Prices and availability are subject to change. Figures above describe the base
specification of each model.